- Past two (2) years W-2 statements
- Past two (2) years federal tax returns, all schedules included
- Pay Stubs covering the last (30) thirty days
- If self-employed through a corporation - year to date profit & loss statement and balance sheet
- Three (3) most recent monthly bank statements with all numbered pages included
- Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
- Copies of any stocks or certificates of deposits
- If currently renting…either 12 months cancelled rent checks or landlord contact information
- If divorced…a fully executed divorce decree
- A letter of explanation for any known credit issues
- For a refinance...recent tax bill and current homeowner's insurance declarations page
- For a purchase...copy of purchase contract and sales agreement
Different programs require various documentation, more or less of the above may be needed. Please contact us for a free, no-obligation consultation.